Variable home loan rates from 5.59% p.a. (5.62% p.a. comparison rate*). Apply online in about 20 minutes.

Variable · Owner occupier · Offset

Package Home Loan

A 100% offset account and a fee-free Rewards Card, for one annual fee.

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5.94% p.a.variable rate
6.14% p.a.comparison rate*

Every dollar in your offset account comes off the balance we charge interest on. On a big loan with savings behind it, the offset is usually worth far more than the annual fee.

Features

  • Up to 10 offset accounts, each offsetting 100% of its balance
  • Annual fee waived on the Laneway Rewards Card
  • Borrow up to 95% of the property value
  • Interest-only repayments available for up to 5 years

Key facts

Rate type
Variable
Interest rate
5.94% p.a.
Comparison rate*
6.14% p.a.
For
Owner occupier
Maximum LVR
95%
Offset account
Yes
Redraw
Yes
Application fee
$0
Annual fee
$395
Monthly fee
$0

*Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: this comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Package Home Loan5.94% p.a. variable rate Apply now