Variable home loan rates from 5.59% p.a. (5.62% p.a. comparison rate*). Apply online in about 20 minutes.
A modern two-storey house with a timber entry and a green lawn

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Home loans

Variable, fixed, first home and investment loans. Compare them side by side, then apply for the one that fits.

7 products

Variable · Owner occupier

Variable Home Loan

Our lowest-fuss loan. No application fee, no annual fee, free redraw.

5.84% p.a.variable rate
5.87% p.a.comparison rate*
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Variable · Owner occupier · Offset

Package Home Loan

A 100% offset account and a fee-free Rewards Card, for one annual fee.

5.94% p.a.variable rate
6.14% p.a.comparison rate*
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Fixed · Owner occupier

Fixed 2 Year Home Loan

Two years of repayments that won't move, whatever the cash rate does.

5.49% p.a.fixed rate, 2 years
5.79% p.a.comparison rate*
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Variable · Owner occupier · First home buyers

First Home Loan

Buy with a 5% deposit and no lenders mortgage insurance.

5.74% p.a.variable rate
5.77% p.a.comparison rate*
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Variable · Owner occupier

Green Home Loan

Our lowest variable rate, for homes rated 7 stars or more.

5.59% p.a.variable rate
5.62% p.a.comparison rate*
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