Variable · Owner occupier · First home buyers
First Home Loan
Buy with a 5% deposit and no lenders mortgage insurance.
5.74% p.a.variable rate
5.77% p.a.comparison rate*
For eligible first home buyers under the Home Guarantee Scheme. The government guarantees part of the loan, so you can buy sooner without paying lenders mortgage insurance.
Features
- Deposits from 5% with no lenders mortgage insurance
- A dedicated first home lender from application to settlement
- No application, annual or monthly fees
- Unlimited extra repayments and free redraw
Key facts
- Rate type
- Variable
- Interest rate
- 5.74% p.a.
- Comparison rate*
- 5.77% p.a.
- For
- Owner occupier
- Maximum LVR
- 95%
- Offset account
- No
- Redraw
- Yes
- Application fee
- $0
- Annual fee
- $0
- Monthly fee
- $0
*Comparison rates are calculated on a secured loan of $150,000 over 25 years. WARNING: this comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.