Variable home loan rates from 5.59% p.a. (5.62% p.a. comparison rate*). Apply online in about 20 minutes.

Home loans

A HOME LOAN WITHOUT THE RUNAROUND

Apply online in about 20 minutes, see a conditional decision straight away, and talk to a real lender whenever you want one.

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Variable · Owner occupier

Green Home Loan

Our lowest variable rate, for homes rated 7 stars or more.

5.59% p.a.variable rate
5.62% p.a.comparison rate*
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OUR HOME LOANS

Every rate on this page is the rate you get. No honeymoon, no rate you have to ask for.

Compare all 7

Variable · Owner occupier

Variable Home Loan

Our lowest-fuss loan. No application fee, no annual fee, free redraw.

5.84% p.a.variable rate
5.87% p.a.comparison rate*
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Variable · Owner occupier · Offset

Package Home Loan

A 100% offset account and a fee-free Rewards Card, for one annual fee.

5.94% p.a.variable rate
6.14% p.a.comparison rate*
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Variable · Owner occupier · First home buyers

First Home Loan

Buy with a 5% deposit and no lenders mortgage insurance.

5.74% p.a.variable rate
5.77% p.a.comparison rate*
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WORK OUT WHERE YOU STAND

Two calculators, one number each. Take either straight into an application.

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How applying works

MORE TIME MOVING IN. LESS TIME ON PAPERWORK.

  1. 1Apply onlineAbout 20 minutes. Save as you go and come back any time.
  2. 2See where you standA conditional decision on screen as soon as you submit.
  3. 3Send your documentsPayslips, ID and statements, uploaded from your phone.
  4. 4Settle with a lenderOne lender takes your loan all the way to settlement.

Start an application

EVERYDAY BANKING

Accounts, savings and cards that sit alongside your home loan.