/* ==========================================================================
   Laneway Bank — mocked retail bank
   Design tokens carried over from the Laneway store (Shopify Horizon):
   Inter, 14px body, rgba(0,0,0,.81) ink, 40px page margin, 14px button
   radius, 52px button height, and the LANEWAY wordmark. A warm paper tone
   sits behind the hero and rate figures.
   ========================================================================== */

:root {
  --ink: rgba(0, 0, 0, 0.81);
  --ink-strong: #000;
  --ink-soft: rgba(0, 0, 0, 0.55);
  --ink-faint: rgba(0, 0, 0, 0.35);
  --bg: #fff;
  --bg-soft: #f4f4f4;
  --bg-softer: #fafafa;
  --paper: #f3eee6;
  --ok: #1f7a4d;
  --line: rgba(0, 0, 0, 0.1);
  --line-strong: rgba(0, 0, 0, 0.22);
  --radius: 14px;
  --radius-sm: 8px;
  --page-margin: 40px;
  --grid-gap: 16px;
  --header-h: 66px;
  --font: Inter, -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto,
    sans-serif;
  --ease: cubic-bezier(0.4, 0, 0.2, 1);
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  -webkit-text-size-adjust: 100%;
}

body {
  margin: 0;
  font-family: var(--font);
  font-size: 14px;
  line-height: 1.6;
  color: var(--ink);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
}

img {
  max-width: 100%;
  display: block;
}

/* A class-level `display` beats the UA stylesheet's [hidden] rule, and this
   file sets display on several elements that also get toggled by `hidden`. */
[hidden] {
  display: none !important;
}

a {
  color: inherit;
  text-decoration: none;
}

button {
  font: inherit;
  color: inherit;
}

h1,
h2,
h3,
h4 {
  margin: 0;
  font-weight: 700;
  letter-spacing: -0.01em;
  line-height: 1.1;
}

h1 {
  font-size: clamp(32px, 5.2vw, 56px);
}
h2 {
  font-size: clamp(22px, 2.6vw, 28px);
}
h3 {
  font-size: 18px;
}

p {
  margin: 0 0 1em;
}

.page {
  padding-inline: var(--page-margin);
}

.page--narrow {
  max-width: 820px;
  margin-inline: auto;
}

.section {
  padding-block: 64px;
}

.section--tight {
  padding-block: 40px;
}

.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px
  ;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0 0 0 0);
  white-space: nowrap;
  border: 0;
}

.eyebrow {
  font-size: 11px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--ink-soft);
}

.muted {
  color: var(--ink-soft);
}

/* --- buttons -------------------------------------------------------------- */

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  min-height: 52px;
  padding: 16px 32px;
  border: 0;
  border-radius: var(--radius);
  background: #000;
  color: #fff;
  font-size: 14px;
  font-weight: 400;
  cursor: pointer;
  transition: opacity 0.15s var(--ease), transform 0.15s var(--ease);
  text-align: center;
}

.btn:hover {
  opacity: 0.82;
}
.btn:active {
  transform: scale(0.99);
}

.btn[disabled] {
  opacity: 0.35;
  cursor: not-allowed;
}

.btn--outline {
  background: transparent;
  color: var(--ink);
  box-shadow: inset 0 0 0 1px var(--line-strong);
}

.btn--ghost {
  background: rgba(255, 255, 255, 0.92);
  color: #000;
}

.btn--block {
  width: 100%;
}

.btn--sm {
  min-height: 40px;
  padding: 10px 20px;
  font-size: 13px;
  border-radius: 10px;
}

.link-underline {
  text-decoration: underline;
  text-underline-offset: 3px;
  text-decoration-thickness: 1px;
}

/* --- announcement + header ----------------------------------------------- */

.announcement {
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 12px var(--page-margin);
  font-size: 12px;
  text-align: center;
  background: var(--bg);
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 40;
  display: flex;
  align-items: center;
  gap: 28px;
  height: var(--header-h);
  padding-inline: var(--page-margin);
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: saturate(180%) blur(12px);
  border-bottom: 1px solid transparent;
}

.site-header--stuck {
  border-bottom-color: var(--line);
}

.wordmark {
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.wordmark img {
  height: 18px;
  width: auto;
}

.wordmark__bank {
  padding: 2px 6px 1px;
  border: 1.5px solid #000;
  border-radius: 4px;
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.14em;
  line-height: 1.3;
  text-transform: uppercase;
  color: #000;
}

.wordmark--footer {
  margin-bottom: 18px;
}

.site-header__cta {
  margin-left: 8px;
}

.site-nav {
  display: flex;
  align-items: center;
  gap: 24px;
  font-size: 14px;
}

.site-nav__item {
  position: relative;
  padding-block: 8px;
}

.site-nav__item > a:hover {
  opacity: 0.6;
}

.site-nav__item[aria-current='page'] > a {
  font-weight: 600;
}

.site-header__actions {
  display: flex;
  align-items: center;
  gap: 6px;
  margin-left: auto;
}

.icon-btn {
  display: grid;
  place-items: center;
  width: 38px;
  height: 38px;
  border: 0;
  border-radius: 50%;
  background: transparent;
  cursor: pointer;
  position: relative;
}

.icon-btn:hover {
  background: var(--bg-soft);
}

.icon-btn svg {
  width: 18px;
  height: 18px;
}

.badge {
  position: absolute;
  top: 2px;
  right: 2px;
  min-width: 16px;
  height: 16px;
  padding: 0 4px;
  border-radius: 999px;
  background: #000;
  color: #fff;
  font-size: 10px;
  font-weight: 600;
  line-height: 16px;
  text-align: center;
}

.badge[hidden] {
  display: none !important;
}

/* Just a dot: there's one application in progress, not a count. */
.badge--dot {
  top: 6px;
  right: 6px;
  min-width: 8px;
  width: 8px;
  height: 8px;
  padding: 0;
  font-size: 0;
}

/* mega menu */
.mega {
  position: absolute;
  top: 100%;
  left: -20px;
  min-width: 460px;
  padding: 24px;
  display: none;
  grid-template-columns: 1fr 1fr;
  gap: 8px 32px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 18px 48px rgba(0, 0, 0, 0.09);
}

.mega:has(> div:nth-child(3)) {
  grid-template-columns: repeat(3, 1fr);
  min-width: 640px;
}

.site-nav__item:hover .mega,
.site-nav__item:focus-within .mega {
  display: grid;
}

.mega__title {
  font-size: 11px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--ink-faint);
  margin-bottom: 10px;
}

.mega__list {
  display: grid;
  gap: 8px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.mega__list a:hover {
  opacity: 0.6;
}

/* mobile nav */
.nav-toggle {
  display: none;
}

/* --- hero ---------------------------------------------------------------- */

.hero {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(360px, 1fr);
  gap: 48px;
  align-items: center;
  padding: 80px var(--page-margin) 72px;
  background: var(--paper);
}

.hero__inner h1 {
  margin: 10px 0 18px;
  max-width: 13ch;
  font-size: clamp(38px, 6vw, 76px);
  line-height: 0.98;
}

.hero__sub {
  max-width: 560px;
  font-size: clamp(15px, 1.6vw, 18px);
  margin-bottom: 28px;
}

.hero__actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

.hero__visual {
  position: relative;
  padding: 0 0 56px 96px;
}

.hero__photo {
  aspect-ratio: 5 / 4;
  border-radius: 24px;
  overflow: hidden;
  box-shadow: 0 30px 70px rgba(60, 40, 10, 0.18);
}

.hero__card {
  position: absolute;
  left: 0;
  bottom: 0;
  width: min(300px, 62%);
}

.hero__card .rate-card__tagline {
  display: none;
}

.hero__card .rate-card {
  background: #fff;
  box-shadow: 0 24px 60px rgba(60, 40, 10, 0.2);
  border: 0;
}

/* Any photo fills its container; the container sets the shape. */
.photo {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

/* photo beside a stacked list of steps */
.feature {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: 64px;
  align-items: center;
}

.feature__photo {
  aspect-ratio: 4 / 5;
  border-radius: 24px;
  overflow: hidden;
}

.feature__copy h2 {
  margin: 10px 0 28px;
  font-size: clamp(28px, 3.4vw, 42px);
  line-height: 1.02;
}

.how-steps.how-steps--stacked {
  grid-template-columns: 1fr;
  gap: 22px;
}

.how-steps.how-steps--stacked li {
  flex-direction: row;
  gap: 16px;
  align-items: flex-start;
}

.how-steps.how-steps--stacked li > span:last-child {
  display: grid;
  gap: 2px;
}

.how-steps.how-steps--stacked .how-steps__n {
  flex: none;
  margin: 0;
}

/* page title over a photo */
.photo-banner {
  position: relative;
  display: flex;
  align-items: flex-end;
  min-height: clamp(320px, 42vw, 520px);
  overflow: hidden;
  isolation: isolate;
  color: #fff;
}

.photo-banner__img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  z-index: -2;
}

.photo-banner::after {
  content: '';
  position: absolute;
  inset: 0;
  z-index: -1;
  background: linear-gradient(to top, rgba(0, 0, 0, 0.72), rgba(0, 0, 0, 0.1) 70%);
}

.photo-banner__copy {
  width: 100%;
  padding-block: 56px 44px;
}

.photo-banner__copy .eyebrow {
  color: rgba(255, 255, 255, 0.8);
}

.photo-banner__copy h1 {
  max-width: 16ch;
  margin: 8px 0 12px;
  font-size: clamp(34px, 5vw, 64px);
  line-height: 1;
  letter-spacing: -0.02em;
  color: #fff;
}

.photo-banner__copy p {
  max-width: 600px;
  margin: 0;
  font-size: 16px;
  color: rgba(255, 255, 255, 0.85);
}

.photo-banner + .calc {
  padding-top: 40px;
}

.product__photo {
  aspect-ratio: 16 / 9;
  margin: 28px 0 0;
  border-radius: 22px;
  overflow: hidden;
}

.apply-summary__photo {
  aspect-ratio: 16 / 10;
  margin: -24px -24px 20px;
  border-radius: var(--radius) var(--radius) 0 0;
  overflow: hidden;
}

.outcome-photo {
  aspect-ratio: 16 / 8;
  margin-bottom: 28px;
  border-radius: 22px;
  overflow: hidden;
}

/* --- generic section heads ----------------------------------------------- */

.section-head {
  max-width: 780px;
  margin-bottom: 28px;
}

.section-head--center {
  margin-inline: auto;
  text-align: center;
}

.section-head h2 {
  text-transform: uppercase;
  margin-bottom: 10px;
}

.section-head p {
  margin: 0;
  color: var(--ink);
}

.section-head__row {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 20px;
}

/* --- grids, rate cards, tiles -------------------------------------------- */

.grid {
  display: grid;
  gap: var(--grid-gap);
  grid-template-columns: repeat(auto-fill, minmax(260px, 1fr));
}

.grid--2 {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.grid--3 {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.rate-card {
  display: flex;
  flex-direction: column;
  gap: 8px;
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: #fff;
  transition: border-color 0.15s var(--ease);
}

.rate-card:hover {
  border-color: var(--line-strong);
}

.rate-card__kicker {
  margin: 0;
  font-size: 11px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--ink-faint);
}

.rate-card__title {
  font-size: 18px;
  font-weight: 700;
  letter-spacing: -0.01em;
}

.rate-card__tagline {
  margin: 0;
  color: var(--ink-soft);
}

.rate-card__figures {
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
  margin: 10px 0 14px;
  padding-top: 16px;
  border-top: 1px solid var(--line);
}

.rate-card__cta {
  margin-top: auto;
  align-self: flex-start;
}

.rate-card--photo {
  overflow: hidden;
}

.rate-card__media {
  display: block;
  aspect-ratio: 16 / 10;
  margin: -24px -24px 10px;
  overflow: hidden;
  background: var(--paper);
}

.rate-card__media img {
  transition: transform 0.6s var(--ease);
}

.rate-card:hover .rate-card__media img {
  transform: scale(1.04);
}

.figure {
  display: flex;
  flex-direction: column;
  margin: 0;
}

.figure__value {
  font-size: 34px;
  font-weight: 700;
  letter-spacing: -0.03em;
  line-height: 1;
  color: var(--ink-strong);
}

.figure__value small {
  margin-left: 3px;
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0;
}

.figure + .figure .figure__value {
  font-size: 22px;
  color: var(--ink-soft);
}

.figure__label {
  margin-top: 6px;
  font-size: 12px;
  color: var(--ink-soft);
}

.figure--lg .figure__value {
  font-size: clamp(44px, 6vw, 64px);
}

.figure--lg + .figure--lg .figure__value {
  font-size: clamp(28px, 3.4vw, 36px);
}

.tool-tile {
  display: flex;
  flex-direction: column;
  gap: 8px;
  padding: 28px;
  border-radius: var(--radius);
  background: var(--paper);
  transition: transform 0.2s var(--ease);
}

.tool-tile:hover {
  transform: translateY(-2px);
}

.tool-tile__label {
  font-size: 11px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--ink-soft);
}

.tool-tile__title {
  font-size: 22px;
  font-weight: 700;
  letter-spacing: -0.01em;
  line-height: 1.15;
}

.tool-tile .link-underline {
  margin-top: auto;
  padding-top: 8px;
}

.how-steps {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 24px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.how-steps li {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.how-steps__n {
  display: grid;
  place-items: center;
  width: 36px;
  height: 36px;
  margin-bottom: 8px;
  border-radius: 50%;
  background: #000;
  color: #fff;
  font-weight: 700;
}

/* --- collection page ----------------------------------------------------- */

.collection-banner {
  display: flex;
  flex-direction: column;
  gap: 10px;
  padding-block: 56px 28px;
}

.collection-banner h1 {
  font-size: clamp(30px, 4.4vw, 48px);
}

.collection-banner p {
  max-width: 640px;
  margin: 0;
  font-size: 15px;
}

.collection-banner .eyebrow {
  font-size: 11px;
}

.toolbar {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 14px var(--page-margin);
  border-block: 1px solid var(--line);
  font-size: 13px;
  flex-wrap: wrap;
}

.toolbar__count {
  margin-left: auto;
  color: var(--ink-soft);
}

.toolbar select {
  font: inherit;
  font-size: 13px;
  border: 0;
  background: transparent;
  cursor: pointer;
  padding: 4px 2px;
}

.filter-pop {
  position: relative;
}

.filter-pop__panel {
  position: absolute;
  top: calc(100% + 10px);
  left: 0;
  z-index: 30;
  width: 240px;
  padding: 16px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 18px 48px rgba(0, 0, 0, 0.09);
}

.filter-pop__panel[hidden] {
  display: none;
}

.check {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 6px 0;
  cursor: pointer;
}

.empty-state {
  padding: 80px var(--page-margin);
  text-align: center;
  color: var(--ink-soft);
}

/* --- product page -------------------------------------------------------- */

.product {
  display: grid;
  grid-template-columns: minmax(0, 1.3fr) minmax(300px, 0.7fr);
  gap: 56px;
  padding: 32px var(--page-margin) 72px;
  align-items: start;
}

.product__info {
  position: sticky;
  top: calc(var(--header-h) + 24px);
}

.product__title {
  font-size: clamp(30px, 4vw, 48px);
  margin: 10px 0 12px;
}

.product__lede {
  max-width: 620px;
  font-size: 17px;
  color: var(--ink-soft);
}

.product__figures {
  display: flex;
  gap: 40px;
  flex-wrap: wrap;
  align-items: flex-end;
  margin: 28px 0 8px;
  padding: 28px;
  border-radius: var(--radius);
  background: var(--paper);
}

.product__description {
  margin-top: 32px;
  max-width: 680px;
}

.product__description h3 {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin: 32px 0 12px;
}

.ticks {
  display: grid;
  gap: 10px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.ticks li {
  display: flex;
  gap: 10px;
  align-items: flex-start;
}

.ticks svg {
  flex: none;
  margin-top: 3px;
  color: var(--ok);
}

.facts {
  display: grid;
  margin: 0;
  border-top: 1px solid var(--line);
}

.facts > div {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  padding: 11px 0;
  border-bottom: 1px solid var(--line);
}

.facts dt {
  color: var(--ink-soft);
}

.facts dd {
  margin: 0;
  text-align: right;
  font-weight: 500;
}

.stack {
  display: grid;
  gap: 8px;
}

.chip {
  padding: 4px 10px;
  border-radius: 999px;
  background: var(--bg-soft);
  font-size: 11px;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--ink-soft);
}

/* sticky apply bar */
.quick-bar {
  position: fixed;
  z-index: 35;
  left: 50%;
  bottom: 20px;
  transform: translate(-50%, 140%);
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 10px 10px 10px 20px;
  background: #fff;
  border-radius: 999px;
  box-shadow: 0 10px 40px rgba(0, 0, 0, 0.18);
  transition: transform 0.3s var(--ease);
  max-width: calc(100vw - 32px);
}

.quick-bar--visible {
  transform: translate(-50%, 0);
}

.quick-bar__text {
  font-size: 13px;
  line-height: 1.3;
  min-width: 0;
  overflow: hidden;
  white-space: nowrap;
  text-overflow: ellipsis;
}

.quick-bar__text span {
  display: block;
  color: var(--ink-soft);
  font-size: 12px;
}

/* --- calculators ---------------------------------------------------------- */

.calc {
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(300px, 0.8fr);
  gap: 48px;
  padding-block: 8px 80px;
  align-items: start;
}

.calc__result {
  position: sticky;
  top: calc(var(--header-h) + 24px);
}

.calc__big {
  margin: 4px 0 6px;
  font-size: clamp(40px, 5vw, 56px);
  font-weight: 700;
  letter-spacing: -0.03em;
  line-height: 1.05;
  color: var(--ink-strong);
}

fieldset.field {
  margin: 0 0 14px;
  padding: 0;
  border: 0;
  min-width: 0;
}

fieldset.field > legend {
  padding: 0;
  margin-bottom: 6px;
  font-size: 13px;
}

.field small {
  display: block;
  margin-top: 4px;
  font-size: 12px;
}

.input-money {
  position: relative;
  display: block;
}

.input-money::before {
  content: '$';
  position: absolute;
  left: 14px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--ink-soft);
}

.field .input-money input {
  padding-left: 28px;
}

.segmented {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
}

.segmented label {
  position: relative;
  cursor: pointer;
}

.segmented input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.segmented span {
  display: inline-block;
  padding: 11px 18px;
  border-radius: 12px;
  box-shadow: inset 0 0 0 1px var(--line-strong);
  font-size: 13px;
  transition: all 0.15s var(--ease);
}

.segmented label:hover span {
  box-shadow: inset 0 0 0 1px var(--ink);
}

.segmented input:checked + span {
  background: #000;
  color: #fff;
  box-shadow: none;
}

.segmented input:focus-visible + span {
  outline: 2px solid #000;
  outline-offset: 2px;
}

.segmented .is-disabled {
  opacity: 0.35;
  cursor: not-allowed;
}

/* --- summaries and forms ------------------------------------------------- */

.summary {
  padding: 24px;
  background: var(--bg-soft);
  border-radius: var(--radius);
}

.summary__row {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  padding: 10px 0;
}

.summary__row--total {
  border-top: 1px solid var(--line);
  margin-top: 6px;
  padding-top: 16px;
  font-size: 16px;
  font-weight: 600;
}

.summary__note {
  color: var(--ink-soft);
  font-size: 12px;
  margin: 8px 0 18px;
}

.field {
  margin: 0 0 14px;
  padding: 0;
  border: 0;
  min-width: 0;
}

fieldset.field > legend {
  padding: 0;
  margin-bottom: 6px;
  font-size: 13px;
}

.field small {
  display: block;
  margin-top: 4px;
  font-size: 12px;
}

.input-money {
  position: relative;
  display: block;
}

.input-money::before {
  content: '$';
  position: absolute;
  left: 14px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--ink-soft);
}

.field .input-money input {
  padding-left: 28px;
}

.segmented {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
}

.segmented label {
  position: relative;
  cursor: pointer;
}

.segmented input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.segmented span {
  display: inline-block;
  padding: 11px 18px;
  border-radius: 12px;
  box-shadow: inset 0 0 0 1px var(--line-strong);
  font-size: 13px;
  transition: all 0.15s var(--ease);
}

.segmented label:hover span {
  box-shadow: inset 0 0 0 1px var(--ink);
}

.segmented input:checked + span {
  background: #000;
  color: #fff;
  box-shadow: none;
}

.segmented input:focus-visible + span {
  outline: 2px solid #000;
  outline-offset: 2px;
}

.segmented .is-disabled {
  opacity: 0.35;
  cursor: not-allowed;
}

/* --- summaries and forms ------------------------------------------------- */

.summary {
  padding: 24px;
  background: var(--bg-soft);
  border-radius: var(--radius);
}

.summary__row {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  padding: 10px 0;
}

.summary__row--total {
  border-top: 1px solid var(--line);
  margin-top: 6px;
  padding-top: 16px;
  font-size: 16px;
  font-weight: 600;
}

.summary__note {
  color: var(--ink-soft);
  font-size: 12px;
  margin: 8px 0 18px;
}

.disclosure summary {
  cursor: pointer;
  padding: 12px 0;
  border-bottom: 1px solid var(--line);
  list-style: none;
  display: flex;
  justify-content: space-between;
}

.disclosure summary::-webkit-details-marker {
  display: none;
}

.disclosure summary::after {
  content: '+';
}

.disclosure[open] summary::after {
  content: '–';
}

.field {
  display: block;
  margin-bottom: 14px;
}

.field > span {
  display: block;
  font-size: 13px;
  margin-bottom: 6px;
}

.field input,
.field select,
.field textarea {
  width: 100%;
  min-height: 48px;
  padding: 12px 14px;
  font: inherit;
  color: var(--ink);
  background: #fff;
  border: 1px solid var(--line-strong);
  border-radius: 12px;
}

.field input:focus,
.field select:focus,
.field textarea:focus {
  outline: 2px solid #000;
  outline-offset: -1px;
}

.field-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}

.field-error {
  display: block;
  margin-top: 6px;
  font-size: 12px;
  color: #b3261e;
}

.field-error:empty {
  display: none;
}

.field input[aria-invalid='true'],
.newsletter input[aria-invalid='true'] {
  border-color: #b3261e;
  outline-color: #b3261e;
}

/* --- application --------------------------------------------------------- */

.checkout {
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(300px, 0.8fr);
  gap: 56px;
  padding: 32px var(--page-margin) 80px;
  align-items: start;
}

.steps {
  display: flex;
  gap: 8px 16px;
  margin: 0 0 28px;
  padding: 0;
  font-size: 12px;
  color: var(--ink-faint);
  flex-wrap: wrap;
}

.steps li {
  list-style: none;
}

.steps li[aria-current='step'] {
  color: var(--ink);
  font-weight: 600;
}

.checkout__step[hidden] {
  display: none;
}

.step-title {
  font-size: 26px;
  margin-bottom: 20px;
}

.step-actions {
  display: flex;
  gap: 8px;
  margin-top: 18px;
}

.apply-summary {
  position: sticky;
  top: calc(var(--header-h) + 24px);
}

.callout {
  min-height: 1.6em;
  font-size: 13px;
  color: var(--ink-soft);
}

.loan-choices {
  display: grid;
  gap: 8px;
}

.loan-choice {
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 14px;
  align-items: center;
  padding: 14px 16px;
  border-radius: 12px;
  box-shadow: inset 0 0 0 1px var(--line-strong);
  cursor: pointer;
}

.loan-choice:has(input:checked) {
  box-shadow: inset 0 0 0 2px #000;
}

.loan-choice > span:nth-child(2) {
  display: grid;
}

.loan-choice .muted {
  font-size: 12px;
}

.loan-choice__rate {
  display: grid;
  text-align: right;
  font-weight: 700;
}

.loan-choice__rate small {
  font-weight: 400;
  font-size: 11px;
  color: var(--ink-soft);
}

.doc-list {
  display: grid;
  border-top: 1px solid var(--line);
}

.doc {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  padding: 12px 0;
  border-bottom: 1px solid var(--line);
}

.doc__done {
  font-size: 13px;
  font-weight: 600;
  color: var(--ok);
}

/* --- newsletter + footer ------------------------------------------------- */

.footer {
  border-top: 1px solid var(--line);
}

.footer__top {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 40px;
  padding: 56px var(--page-margin);
}

.footer__note {
  color: var(--ink-soft);
  max-width: 300px;
  font-size: 13px;
}

.footer__legal {
  margin: 0;
  padding: 0 var(--page-margin) 24px;
  max-width: 980px;
  font-size: 11px;
  color: var(--ink-faint);
}

.newsletter form {
  display: flex;
  gap: 8px;
  max-width: 360px;
}

.newsletter input {
  flex: 1;
  min-height: 52px;
  padding: 12px 20px;
  font: inherit;
  border: 1px solid var(--line-strong);
  border-radius: 999px;
  background: #fff;
}

.newsletter button {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  border: 0;
  background: #000;
  color: #fff;
  cursor: pointer;
}

.newsletter__msg {
  margin-top: 10px;
  font-size: 13px;
}

.footer__bottom {
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
  padding: 20px var(--page-margin) 32px;
  font-size: 12px;
  color: var(--ink-soft);
  border-top: 1px solid var(--line);
}

.footer__bottom a:hover {
  color: var(--ink);
}

/* --- search overlay ------------------------------------------------------ */

.search-overlay {
  position: fixed;
  inset: 0;
  z-index: 60;
  background: #fff;
  padding: 24px var(--page-margin);
  overflow: auto;
}

.search-overlay[hidden] {
  display: none;
}

.search-overlay__bar {
  display: flex;
  align-items: center;
  gap: 12px;
  max-width: 720px;
  margin: 40px auto 28px;
}

.search-overlay input {
  flex: 1;
  min-height: 56px;
  padding: 14px 20px;
  font: inherit;
  font-size: 18px;
  border: 0;
  border-bottom: 1px solid var(--ink);
  background: transparent;
}

.search-overlay input:focus {
  outline: none;
}

.search-results {
  max-width: 900px;
  margin: 0 auto;
  display: grid;
  gap: 4px;
}

.search-hit {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 14px;
  align-items: center;
  padding: 10px;
  border-radius: 12px;
}

.search-hit:hover {
  background: var(--bg-soft);
}

/* --- toast --------------------------------------------------------------- */

.toast-stack {
  position: fixed;
  z-index: 70;
  top: calc(var(--header-h) + 16px);
  right: 16px;
  display: grid;
  gap: 8px;
  max-width: 320px;
}

.toast {
  padding: 12px 16px;
  border-radius: 12px;
  background: #111;
  color: #fff;
  font-size: 13px;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.2);
  animation: toast-in 0.25s var(--ease);
}

@keyframes toast-in {
  from {
    opacity: 0;
    transform: translateY(-8px);
  }
}

/* --- account ------------------------------------------------------------- */

.auth {
  max-width: 420px;
  margin: 0 auto;
  padding: 56px var(--page-margin) 80px;
}

.auth__tabs {
  display: flex;
  gap: 4px;
  margin-bottom: 28px;
  padding: 4px;
  background: var(--bg-soft);
  border-radius: 12px;
}

.auth__tabs button {
  flex: 1;
  padding: 10px;
  border: 0;
  border-radius: 9px;
  background: transparent;
  cursor: pointer;
  font-size: 13px;
}

.auth__tabs button[aria-selected='true'] {
  background: #fff;
  font-weight: 600;
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.08);
}

.panel-card {
  padding: 20px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  margin-bottom: 12px;
}

.panel-card__head {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 12px;
}

.account-head {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 28px;
}

.account-portrait {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  object-fit: cover;
  flex: none;
}

.account-nickname {
  display: block;
  font-size: 12px;
  font-weight: 400;
  color: var(--ink-soft);
}

.transactions {
  display: grid;
  margin: 12px 0 0;
  padding: 10px 0 0;
  border-top: 1px solid var(--line);
  list-style: none;
  font-size: 13px;
}

.transactions li {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  padding: 4px 0;
}

.transactions li span:last-child {
  flex: none;
  white-space: nowrap;
  font-variant-numeric: tabular-nums;
}

.transactions .credit {
  color: var(--ok);
}

.panel-card__items {
  display: grid;
  gap: 8px;
  font-size: 13px;
  color: var(--ink-soft);
}

/* --- services ------------------------------------------------------------ */

.service-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 16px;
}

.service-card {
  display: flex;
  flex-direction: column;
  gap: 10px;
  padding: 28px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
}

.service-card .btn {
  margin-top: auto;
  align-self: flex-start;
}

/* --- Braze content cards ------------------------------------------------- */

.cards-panel {
  position: fixed;
  z-index: 55;
  top: calc(var(--header-h) + 8px);
  right: 12px;
  width: min(360px, calc(100vw - 24px));
  max-height: 70vh;
  overflow: auto;
  padding: 16px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 24px 60px rgba(0, 0, 0, 0.16);
}

.cards-panel[hidden] {
  display: none;
}

.cc {
  display: grid;
  gap: 4px;
  padding: 14px;
  border-radius: 12px;
  background: var(--bg-softer);
  margin-bottom: 8px;
  cursor: pointer;
}

.cc:hover {
  background: var(--bg-soft);
}

.cc__title {
  font-weight: 600;
}

.cc__body {
  font-size: 13px;
  color: var(--ink-soft);
}

.cc__tag {
  justify-self: start;
  margin-top: 6px;
  font-size: 10px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--ink-faint);
}

/* --- Package Home Loan landing page -------------------------------------- */

.lp {
  --lp-ink: #0c0c0c;
  --lp-good: #2f9e62;
  background: #fff;
}

.lp-header {
  position: sticky;
  top: 0;
  z-index: 40;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  height: var(--header-h);
  padding-inline: var(--page-margin);
  background: rgba(255, 255, 255, 0.94);
  backdrop-filter: saturate(180%) blur(12px);
  border-bottom: 1px solid var(--line);
}

.lp-header__actions {
  display: flex;
  align-items: center;
  gap: 18px;
}

.lp-header__link {
  font-size: 13px;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.lp-eyebrow {
  margin: 0 0 14px;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--paper);
}

.lp-eyebrow--dark {
  color: var(--ink-soft);
}

/* hero */
.lp-hero {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(320px, 0.9fr);
  gap: 56px;
  align-items: center;
  padding: 88px var(--page-margin) 96px;
  background:
    radial-gradient(1200px 500px at 85% 10%, rgba(243, 238, 230, 0.12), transparent 60%),
    var(--lp-ink);
  color: #fff;
  overflow: hidden;
}

.lp-hero h1 {
  max-width: 14ch;
  margin-bottom: 20px;
  font-size: clamp(40px, 5.8vw, 76px);
  line-height: 0.98;
  letter-spacing: -0.03em;
  color: #fff;
}

.lp-hero__sub {
  max-width: 540px;
  margin-bottom: 32px;
  font-size: clamp(16px, 1.6vw, 19px);
  color: rgba(255, 255, 255, 0.78);
}

.lp-hero__rates {
  display: flex;
  gap: 40px;
  flex-wrap: wrap;
  align-items: flex-end;
  margin-bottom: 34px;
  padding-top: 26px;
  border-top: 1px solid rgba(255, 255, 255, 0.16);
}

.lp-hero .figure__value {
  color: #fff;
}

.lp-hero .figure + .figure .figure__value {
  color: rgba(255, 255, 255, 0.6);
}

.lp-hero .figure__label {
  color: rgba(255, 255, 255, 0.6);
}

.lp-hero__actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

.lp-hero__note {
  margin: 16px 0 0;
  font-size: 13px;
  color: rgba(255, 255, 255, 0.55);
}

.btn--light {
  background: #fff;
  color: #000;
}

.btn--ghost-dark {
  background: transparent;
  color: #fff;
  box-shadow: inset 0 0 0 1px rgba(255, 255, 255, 0.35);
}

.lp-final .btn--ghost-dark:hover,
.lp-hero .btn--ghost-dark:hover {
  box-shadow: inset 0 0 0 1px #fff;
  opacity: 1;
}

/* hero visual: an offset "ticket" with two floating chips */
.lp-hero__visual {
  position: relative;
  padding: 0 0 56px 56px;
}

.lp-hero__photo {
  aspect-ratio: 4 / 5;
  max-height: 640px;
  margin-left: auto;
  border-radius: 26px;
  overflow: hidden;
  box-shadow: 0 40px 90px rgba(0, 0, 0, 0.55);
}

.lp-hero__visual .lp-ticket {
  position: absolute;
  left: 0;
  bottom: 0;
  width: min(320px, 80%);
}

.lp-ticket {
  position: relative;
  z-index: 1;
  width: min(360px, 100%);
  padding: 24px;
  border-radius: 22px;
  background: var(--paper);
  color: var(--lp-ink);
  box-shadow: 0 40px 80px rgba(0, 0, 0, 0.45);
  transform: rotate(-2deg);
}

.lp-ticket__label {
  margin: 0 0 6px;
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--ink-soft);
}

.lp-ticket__balance {
  margin: 0 0 16px;
  font-size: 48px;
  font-weight: 700;
  letter-spacing: -0.03em;
  line-height: 1;
}

.lp-ticket__bar {
  height: 10px;
  border-radius: 999px;
  background: rgba(0, 0, 0, 0.1);
  overflow: hidden;
}

.lp-ticket__bar span {
  display: block;
  height: 100%;
  max-width: 100%;
  border-radius: inherit;
  background: var(--lp-ink);
}

.lp-ticket__meta {
  margin: 10px 0 22px;
  font-size: 13px;
  color: var(--ink-soft);
}

.lp-ticket__save {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 12px;
  padding: 16px 18px;
  border-radius: 14px;
  background: #fff;
  font-size: 13px;
}

.lp-ticket__save strong {
  font-size: 26px;
  letter-spacing: -0.02em;
  color: var(--lp-good);
}

.lp-chip {
  position: absolute;
  z-index: 2;
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 14px 18px;
  border-radius: 16px;
  background: #fff;
  color: var(--lp-ink);
  font-size: 12px;
  line-height: 1.35;
  box-shadow: 0 20px 44px rgba(0, 0, 0, 0.35);
}

.lp-chip svg {
  width: 28px;
  height: 28px;
  flex: none;
}

.lp-chip strong {
  font-size: 15px;
}

.lp-chip--a {
  top: 28px;
  right: -12px;
  transform: rotate(3deg);
}

.lp-chip--b {
  top: 45%;
  left: 10px;
  transform: rotate(-4deg);
}

/* proof strip */
.lp-proof {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  border-bottom: 1px solid var(--line);
}

.lp-proof > div {
  display: flex;
  flex-direction: column;
  gap: 4px;
  padding: 28px var(--page-margin);
  border-right: 1px solid var(--line);
}

.lp-proof > div:last-child {
  border-right: 0;
}

.lp-proof strong {
  font-size: 34px;
  letter-spacing: -0.03em;
  line-height: 1;
  color: var(--ink-strong);
}

.lp-proof span {
  font-size: 13px;
  color: var(--ink-soft);
}

/* sections */
.lp-section {
  padding-block: 96px;
}

.lp-section--tight {
  padding-top: 0;
}

.lp-stories {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

.lp-story {
  margin: 0;
}

.lp-story__photo {
  position: relative;
  aspect-ratio: 4 / 5;
  border-radius: 22px;
  overflow: hidden;
}

.lp-story__photo img {
  transition: transform 0.6s var(--ease);
}

.lp-story:hover .lp-story__photo img {
  transform: scale(1.04);
}

.lp-story__tag {
  position: absolute;
  left: 16px;
  top: 16px;
  padding: 6px 12px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.92);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.lp-story figcaption {
  display: grid;
  gap: 4px;
  padding: 16px 4px 0;
}

.lp-story figcaption strong {
  font-size: 19px;
}

.lp-story figcaption span {
  color: var(--ink-soft);
}

.lp-section--paper {
  background: var(--paper);
}

.lp-section__head {
  max-width: 720px;
  margin-bottom: 44px;
}

.lp-section__head--center {
  margin-inline: auto;
  text-align: center;
}

.lp-section__head h2 {
  font-size: clamp(30px, 4vw, 48px);
  letter-spacing: -0.025em;
  line-height: 1.04;
  margin-bottom: 14px;
}

.lp-section__head p:last-child {
  margin: 0;
  font-size: 16px;
  color: var(--ink-soft);
}

/* benefits */
.lp-benefits {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

.lp-benefit {
  padding: 30px;
  border: 1px solid var(--line);
  border-radius: 20px;
  transition: transform 0.2s var(--ease), box-shadow 0.2s var(--ease);
}

.lp-benefit:hover {
  transform: translateY(-3px);
  box-shadow: 0 18px 40px rgba(0, 0, 0, 0.07);
}

.lp-benefit__icon {
  display: grid;
  place-items: center;
  width: 52px;
  height: 52px;
  margin-bottom: 22px;
  border-radius: 14px;
  background: var(--paper);
  color: var(--lp-ink);
}

.lp-benefit__icon svg {
  width: 28px;
  height: 28px;
}

.lp-benefit h3 {
  margin-bottom: 10px;
  font-size: 19px;
}

.lp-benefit p {
  margin: 0;
  color: var(--ink-soft);
}

/* offset calculator */
.lp-savings {
  padding-block: 96px;
  background: var(--paper);
}

.lp-calc {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(320px, 1fr);
  gap: 24px;
  align-items: stretch;
}

.lp-calc__form {
  display: grid;
  gap: 34px;
  align-content: start;
  padding: 36px;
  border-radius: 22px;
  background: #fff;
}

.lp-slider {
  display: grid;
  gap: 14px;
}

.lp-slider__top {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 12px;
  font-size: 14px;
}

.lp-slider output {
  font-size: 26px;
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--ink-strong);
}

.lp-slider input[type='range'] {
  width: 100%;
  height: 6px;
  accent-color: var(--lp-ink);
  cursor: pointer;
}

.lp-calc__result {
  display: grid;
  gap: 20px;
  align-content: start;
  padding: 36px;
  border-radius: 22px;
  background: var(--lp-ink);
  color: #fff;
}

.lp-calc__hero span,
.lp-calc__grid span {
  display: block;
  font-size: 13px;
  color: rgba(255, 255, 255, 0.6);
}

.lp-calc__hero strong {
  display: block;
  margin-top: 6px;
  font-size: clamp(44px, 5vw, 64px);
  letter-spacing: -0.035em;
  line-height: 1;
  color: #7fdca6;
}

.lp-calc__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  padding-block: 18px;
  border-block: 1px solid rgba(255, 255, 255, 0.14);
}

.lp-calc__grid strong {
  display: block;
  margin-top: 4px;
  font-size: 20px;
}

.lp-bars {
  display: grid;
  gap: 12px;
}

.lp-bars__row {
  display: grid;
  gap: 6px;
  font-size: 12px;
  color: rgba(255, 255, 255, 0.6);
}

.lp-bars__track {
  height: 12px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.08);
  overflow: hidden;
}

.lp-bars__track i {
  display: block;
  height: 100%;
  border-radius: inherit;
  background: rgba(255, 255, 255, 0.45);
  transition: width 0.35s var(--ease);
}

.lp-bars__track i.is-good {
  background: #7fdca6;
}

.lp-calc__verdict {
  margin: 0;
  font-size: 13px;
  color: rgba(255, 255, 255, 0.72);
}

.lp-calc__result .btn {
  background: #fff;
  color: #000;
}

/* fee */
.lp-fee {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(320px, 0.9fr);
  gap: 56px;
  align-items: center;
}

.lp-fee__copy h2 {
  margin-bottom: 16px;
  font-size: clamp(30px, 4vw, 48px);
  letter-spacing: -0.025em;
  line-height: 1.04;
}

.lp-fee__copy p:last-child {
  font-size: 16px;
  color: var(--ink-soft);
}

.lp-fee__table {
  margin: 0;
  padding: 10px 28px;
  border-radius: 22px;
  border: 1px solid var(--line);
}

.lp-fee__table > div {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  padding: 16px 0;
  border-bottom: 1px solid var(--line);
}

.lp-fee__table > div:last-child {
  border-bottom: 0;
}

.lp-fee__table > div:first-child dd {
  font-size: 20px;
}

.lp-fee__table dt {
  color: var(--ink-soft);
}

.lp-fee__table dd {
  margin: 0;
  font-weight: 700;
}

.lp-fee__table s {
  margin-right: 6px;
  font-weight: 400;
  color: var(--ink-faint);
}

/* faq */
.lp-faq {
  border-top: 1px solid var(--line);
}

.lp-faq__item {
  border-bottom: 1px solid var(--line);
}

.lp-faq__item summary {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  padding: 22px 0;
  font-size: 17px;
  font-weight: 600;
  cursor: pointer;
  list-style: none;
}

.lp-faq__item summary::-webkit-details-marker {
  display: none;
}

.lp-faq__item summary::after {
  content: '+';
  font-weight: 400;
  font-size: 22px;
  line-height: 1;
}

.lp-faq__item[open] summary::after {
  content: '–';
}

.lp-faq__item p {
  margin: 0 0 22px;
  max-width: 640px;
  color: var(--ink-soft);
}

/* final call to action */
.lp-final {
  position: relative;
  padding: 140px var(--page-margin);
  text-align: center;
  background: var(--lp-ink);
  color: #fff;
  overflow: hidden;
  isolation: isolate;
}

.lp-final__img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  z-index: -2;
}

.lp-final::after {
  content: '';
  position: absolute;
  inset: 0;
  z-index: -1;
  background: linear-gradient(rgba(0, 0, 0, 0.55), rgba(0, 0, 0, 0.75));
}

.lp-final h2 {
  max-width: 18ch;
  margin: 0 auto 16px;
  font-size: clamp(32px, 4.6vw, 56px);
  letter-spacing: -0.03em;
  line-height: 1.02;
  color: #fff;
}

.lp-final p {
  margin: 0 auto 32px;
  max-width: 520px;
  font-size: 17px;
  color: rgba(255, 255, 255, 0.72);
}

/* footer */
.lp-footer {
  padding: 40px var(--page-margin) 110px;
  font-size: 11px;
  color: var(--ink-faint);
}

.lp-footer__top {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 20px;
}

.lp-footer__links {
  display: flex;
  gap: 20px;
  font-size: 12px;
  color: var(--ink-soft);
}

.lp-footer p {
  max-width: 900px;
}

/* sticky apply bar */
.lp-sticky {
  position: fixed;
  z-index: 35;
  left: 50%;
  bottom: 20px;
  display: flex;
  align-items: center;
  gap: 18px;
  padding: 10px 10px 10px 22px;
  border-radius: 999px;
  background: #fff;
  box-shadow: 0 14px 44px rgba(0, 0, 0, 0.22);
  font-size: 13px;
  white-space: nowrap;
  transform: translate(-50%, 160%);
  transition: transform 0.3s var(--ease);
  max-width: calc(100vw - 24px);
}

.lp-sticky--visible {
  transform: translate(-50%, 0);
}

@media (max-width: 1000px) {
  .lp-hero,
  .lp-calc,
  .lp-fee,
  .feature {
    grid-template-columns: 1fr;
  }
  .feature {
    gap: 32px;
  }
  .feature__photo {
    aspect-ratio: 16 / 10;
  }
  .lp-hero {
    gap: 40px;
  }
  .lp-benefits {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .lp-proof {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .lp-proof > div:nth-child(2) {
    border-right: 0;
  }
  .lp-proof > div:nth-child(-n + 2) {
    border-bottom: 1px solid var(--line);
  }
}

@media (max-width: 760px) {
  .lp-header__link {
    display: none;
  }
  .lp-hero {
    padding-block: 56px 64px;
  }
  /* No room to float things over the photo: the ticket overlaps its foot
     and the chips line up beneath. */
  .lp-hero__visual {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    padding: 0;
  }
  .lp-hero__photo {
    width: 100%;
    aspect-ratio: 4 / 3;
  }
  .lp-hero__visual .lp-ticket {
    position: relative;
    width: calc(100% - 24px);
    margin: -64px auto 8px;
    transform: none;
  }
  .lp-chip {
    position: static;
    flex: 1 1 140px;
    transform: none;
  }
  .lp-stories {
    grid-template-columns: 1fr;
  }
  .lp-story__photo {
    aspect-ratio: 4 / 3;
  }
  .hero__visual {
    padding: 0;
  }
  .hero__card {
    position: relative;
    width: calc(100% - 24px);
    margin: -56px auto 0;
  }
  .lp-hero__actions .btn {
    flex: 1 1 100%;
  }
  .lp-benefits {
    grid-template-columns: 1fr;
  }
  .lp-section,
  .lp-savings {
    padding-block: 64px;
  }
  .lp-calc__form,
  .lp-calc__result {
    padding: 24px;
  }
  .lp-final {
    padding-block: 72px;
  }
  .lp .dev-fab {
    bottom: 84px;
  }
}

/* ==========================================================================
   Demo instrumentation: event stream drawer + control panel.
   Deliberately looks nothing like the bank so it reads as tooling.
   ========================================================================== */

.dev {
  --dev-bg: #0d0f12;
  --dev-panel: #161a1f;
  --dev-line: #262c33;
  --dev-text: #d6dce3;
  --dev-dim: #78838f;
  --dev-amp: #6ac9ff;
  --dev-braze: #ff8a5c;
  --dev-store: #9be27c;
  font-family: ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;
}

.dev-fab {
  position: fixed;
  z-index: 80;
  right: 16px;
  bottom: 16px;
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 10px 16px;
  border: 0;
  border-radius: 999px;
  background: var(--dev-bg);
  color: #fff;
  font-size: 12px;
  cursor: pointer;
  box-shadow: 0 8px 28px rgba(0, 0, 0, 0.3);
}

.dev-fab__dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--dev-store);
}

.dev-fab__count {
  color: var(--dev-dim);
}

.dev-drawer {
  position: fixed;
  z-index: 90;
  top: 0;
  right: 0;
  bottom: 0;
  width: min(480px, 100vw);
  display: flex;
  flex-direction: column;
  background: var(--dev-bg);
  color: var(--dev-text);
  border-left: 1px solid var(--dev-line);
  transform: translateX(100%);
  transition: transform 0.28s var(--ease);
  font-size: 12px;
}

.dev-drawer--open {
  transform: none;
}

.dev-drawer__head {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 14px 16px;
  border-bottom: 1px solid var(--dev-line);
}

.dev-drawer__head strong {
  letter-spacing: 0.1em;
  font-size: 11px;
  text-transform: uppercase;
}

.dev-drawer__head button {
  border: 0;
  background: transparent;
  color: var(--dev-dim);
  cursor: pointer;
  font-size: 11px;
  padding: 4px 8px;
  border-radius: 6px;
}

.dev-drawer__head button:hover {
  background: var(--dev-panel);
  color: var(--dev-text);
}

.dev-drawer__head .dev-spacer {
  margin-left: auto;
}

.dev-tabs {
  display: flex;
  gap: 2px;
  padding: 8px 12px 0;
  border-bottom: 1px solid var(--dev-line);
}

.dev-tabs button {
  padding: 8px 12px;
  border: 0;
  border-bottom: 2px solid transparent;
  background: transparent;
  color: var(--dev-dim);
  cursor: pointer;
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

.dev-tabs button[aria-selected='true'] {
  color: var(--dev-text);
  border-bottom-color: var(--dev-text);
}

.dev-body {
  flex: 1;
  overflow: auto;
  padding: 12px;
}

.dev-pane[hidden] {
  display: none;
}

.dev-event {
  padding: 8px 10px;
  border-radius: 8px;
  background: var(--dev-panel);
  margin-bottom: 6px;
  border-left: 2px solid var(--dev-line);
}

.dev-event__head {
  display: flex;
  gap: 8px;
  align-items: baseline;
}

.dev-event__time {
  color: var(--dev-dim);
  font-variant-numeric: tabular-nums;
}

.dev-event__sink {
  font-weight: 700;
  font-size: 10px;
  letter-spacing: 0.06em;
}

.dev-event__name {
  flex: 1;
  word-break: break-word;
}

.dev-event--amplitude {
  border-left-color: var(--dev-amp);
}
.dev-event--amplitude .dev-event__sink {
  color: var(--dev-amp);
}
.dev-event--braze {
  border-left-color: var(--dev-braze);
}
.dev-event--braze .dev-event__sink {
  color: var(--dev-braze);
}
.dev-event--store {
  border-left-color: var(--dev-store);
}
.dev-event--store .dev-event__sink {
  color: var(--dev-store);
}

.dev-event pre {
  margin: 6px 0 0;
  white-space: pre-wrap;
  word-break: break-word;
  color: var(--dev-dim);
  font-size: 11px;
  line-height: 1.5;
}

.dev-event__stub {
  margin-top: 4px;
  font-size: 10px;
  color: #d8b24c;
}

.dev-section {
  margin-bottom: 22px;
}

.dev-section > h4 {
  margin: 0 0 10px;
  font-size: 10px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--dev-dim);
  font-weight: 600;
}

.dev-field {
  display: block;
  margin-bottom: 10px;
}

.dev-field > span {
  display: block;
  color: var(--dev-dim);
  margin-bottom: 4px;
  font-size: 11px;
}

.dev-field input,
.dev-field select {
  width: 100%;
  padding: 8px 10px;
  font: inherit;
  font-size: 11px;
  color: var(--dev-text);
  background: var(--dev-panel);
  border: 1px solid var(--dev-line);
  border-radius: 6px;
}

.dev-btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 8px 12px;
  margin: 0 6px 6px 0;
  border: 1px solid var(--dev-line);
  border-radius: 6px;
  background: var(--dev-panel);
  color: var(--dev-text);
  font: inherit;
  font-size: 11px;
  cursor: pointer;
}

.dev-btn:hover {
  border-color: var(--dev-dim);
}

.dev-btn--primary {
  background: var(--dev-text);
  color: var(--dev-bg);
  border-color: var(--dev-text);
  font-weight: 600;
}

.dev-status {
  display: grid;
  gap: 6px;
  margin-bottom: 16px;
}

.dev-status__row {
  display: flex;
  align-items: center;
  gap: 8px;
}

.dev-status__dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--dev-dim);
  flex: none;
}

.dev-status__dot--live {
  background: var(--dev-store);
}
.dev-status__dot--stub {
  background: #d8b24c;
}

.dev-status__label {
  color: var(--dev-dim);
  min-width: 78px;
}

.dev-note {
  color: var(--dev-dim);
  line-height: 1.6;
  font-size: 11px;
}

.dev-note code {
  color: var(--dev-text);
}

.dev-kv {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 4px 12px;
  font-size: 11px;
}

.dev-kv dt {
  color: var(--dev-dim);
}

.dev-kv dd {
  margin: 0;
  word-break: break-word;
}

/* --- in-app message (simulated Braze IAM) -------------------------------- */

.iam {
  position: fixed;
  z-index: 75;
  left: 50%;
  bottom: 24px;
  transform: translateX(-50%);
  width: min(420px, calc(100vw - 32px));
  padding: 20px 22px;
  background: #fff;
  border-radius: var(--radius);
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.25);
  animation: iam-in 0.3s var(--ease);
}

@keyframes iam-in {
  from {
    opacity: 0;
    transform: translate(-50%, 16px);
  }
}

.iam__tag {
  font-size: 10px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--ink-faint);
  margin-bottom: 8px;
}

.iam__title {
  font-size: 18px;
  font-weight: 700;
  margin-bottom: 6px;
}

.iam__body {
  font-size: 13px;
  color: var(--ink-soft);
  margin-bottom: 16px;
}

.iam__actions {
  display: flex;
  gap: 8px;
}

.iam__close {
  position: absolute;
  top: 10px;
  right: 10px;
  width: 28px;
  height: 28px;
  border: 0;
  background: transparent;
  cursor: pointer;
  color: var(--ink-faint);
  border-radius: 50%;
}

.iam__close:hover {
  background: var(--bg-soft);
}

/* --- responsive ---------------------------------------------------------- */

@media (max-width: 1000px) {
  .hero,
  .product,
  .calc,
  .checkout {
    grid-template-columns: 1fr;
    gap: 32px;
  }
  .product__info,
  .calc__result,
  .apply-summary {
    position: static;
  }
  .grid--3 {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .how-steps {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .site-header__cta {
    display: none;
  }
}

@media (max-width: 760px) {
  :root {
    --page-margin: 16px;
  }
  .site-nav {
    display: none;
  }
  .site-nav--open {
    display: flex;
    position: fixed;
    inset: var(--header-h) 0 auto;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 8px 16px 20px;
    background: #fff;
    border-bottom: 1px solid var(--line);
    z-index: 39;
    max-height: calc(100vh - var(--header-h));
    overflow: auto;
  }
  .site-nav--open .site-nav__item {
    padding-block: 12px;
    border-bottom: 1px solid var(--line);
  }
  .site-nav--open .mega {
    position: static;
    display: grid;
    min-width: 0;
    padding: 12px 0 0;
    border: 0;
    box-shadow: none;
    grid-template-columns: 1fr;
    gap: 16px;
  }
  .nav-toggle {
    display: grid;
  }
  .site-header {
    gap: 12px;
  }
  .hero {
    padding-block: 48px;
  }
  .grid,
  .grid--2,
  .grid--3,
  .how-steps {
    grid-template-columns: 1fr;
  }
  .field-row {
    grid-template-columns: 1fr;
  }
  .product__figures {
    gap: 24px;
    padding: 20px;
  }
  .dev-drawer {
    width: 100vw;
  }
  /* Keep the drawer launcher clear of the sticky apply bar. */
  .dev-fab {
    right: auto;
    left: 12px;
    bottom: 76px;
    padding: 8px 12px;
  }
  .quick-bar {
    bottom: 12px;
  }
}

@media (prefers-reduced-motion: reduce) {
  * {
    animation-duration: 0.01ms !important;
    transition-duration: 0.01ms !important;
  }
}